Children with disabilities need special care. Even as they reach adulthood, they are often incapable of making their own decisions by themselves. That's where the problem starts. As a child, if anything were to happen to caregivers, the court system can appoint a guardian or a custodial care over any property left to them but as an adult, absent seperate proceedings, they are expected to make their own decisions regardless of what their conditions are.
Special needs planning revolves around two big needs. The first one is how to properly care for your special needs child as they grow and have different legal and financial needs come up. The second is how to make sure that they will be cared for if their parent's suddenly passed away.
The second need is very closely tied to the first. If you pass on as the parents of a special needs child, you first of all want to make sure you know who is going to take care of them. You want to make sure it is someone you know and trust. But you also want to make sure that any inheritance or estate that you might leave to your child doesn't strip them of the benefits they currently receive. Often when special needs individuals recieve an inheritance it can jeopardize their medicaid and social security benefits eligibility. This can cause problems and headaches that neither they nor their guardians will be prepared to deal with.
Proper planning through clear statements of intent and special needs trut provisions can avoid the worries and "what if's" of the future. It can allow you to designate how your children should be cared for in your absence and ensure that the state doesn't put them into the foster care program. If you are the parent or know the parents of a special needs child, planning for the future is critically important . Contact us today and find out how to protect your children, their benefits, and their future. Let Us Earn Your Family's Trust!